Lisa-Marie Winning, BA, FMA, RRC, FCSI, CIWM
Senior Wealth Advisor
With over 25 years of experience in wealth management and financial planning, Lisa-Marie has worked for both bank-owned and full-service brokerage firms before making the choice to join IG Private Wealth Management in 2005.
She holds many distinguished designations in the investment industry: Financial Management Advisor (FMA), Registered Retirement Consultant (RRC), Fellow of the Canadian Securities Institute which is reserved solely for financial services professionals who meet the highest standards for advanced education, ethical conduct, industry experience and endorsement from peers. Lisa-Marie also holds the Certified International Wealth Manager (CIWM) designation, which recognizes her unique expertise in managing the complex requirements of affluent clients.
Lisa-Marie has also completed three intensive executive education programs at the prestigious Wharton School at The University of Pennsylvania and McDonough School of Business at Georgetown University, that focused on high level financial planning strategy, behavioural finance, the psychology of the investor and estate planning.
Lisa-Marie believes in balancing one’s professional and personal life. She is married with three children and lives in downtown Burlington. She is also very active in supporting her local community, is involved in many charitable organizations and has competed in several prominent sports events, including the New York and Chicago Marathons.
Justin St. Louis, CFP®, RRC
Senior Wealth Advisor
Justin has over 18 years of experience working with a select group of high-earning professionals and business owners whose financial lives have grown increasingly complex. Justin’s approach is thoughtful and deliberate, helping clients navigate this complexity so they can build, enjoy, and transfer wealth, with confidence.
Early in his career, Justin recognized that many established households were being sold individual products, rather than being engaged to build a cohesive strategy. Important risks had often remained unexamined, and when left unaddressed, could quietly introduce financial fragility over time.
His philosophy is straightforward: the most effective way to increase net worth is to reduce what is lost to tax. This principle becomes particularly relevant for families navigating layered income structures and corporate planning decisions, where small inefficiencies can compound meaningfully over time.
Justin works primarily with established households navigating a meaningful inflection point—strong balance sheets, rising income, and growing responsibility, while seeking a more intentional approach to preserving wealth, and defining a legacy that reflects both their success and their values.
Outside of his practice, Justin frequents Toronto parks & attractions with his wife Michelle and their two children, Chelsea and Edward (Teddy). He is also an avid cyclist in the Golden Horseshoe and frequently travels to Montreal to enjoy its food scene and skiing.
Dan Scepanovic, CFP®, CLU
Senior Wealth Advisor
Dan is a Senior Wealth Advisor who has been providing personalized financial advice and support to clients since 1991. Dan has earned both his CERTIFIED FINANCIAL PLANNER® and Chartered Life Underwriter (CLU) designations and has gained extensive knowledge and understanding over the years required to provide prudent investment and risk management advice, as well as unique tax and estate planning strategies.
Over the years, Dan has built his practice from a sole venture to an 11-member team that specializes in business succession strategies, retirement income planning and estate/legacy preservation. Both approachable and unassuming, Dan works with clients to understand what retirement means to them and builds a financial plan reflecting their wishes. He has been fortunate to witness key milestones in many clients’ lives, growing their financial plans from early adulthood, through marriage, home purchases, children, and pre-retirement. His dedicated client base—many of whom have been with him for 30 to 35 years—speaks to his business acumen and client service commitment.
An avid sportsman, Dan enjoys cheering on the Jays and the Raptors as well as playing golf and pickleball, but his favourite thing to do is travel with family and friends.
Sharon Ruddy, MBA, CFP®
Senior Wealth Advisor
Sharon is a trusted financial advisor with over two decades of experience in the wealth management divisions of Canada’s leading bank-owned firms. Throughout her career, she has worked closely with professionals, business owners, and generational families navigating the complexities of building, managing, and sustaining wealth.
Sharon understands that financial decisions are rarely purely transactional—they are often nuanced and deeply personal. That’s why she leads with in-depth financial planning to deliver advice that is strategic, tax-efficient, and highly personalized. Her approach integrates investment management, corporate and tax planning, and long-term wealth and legacy strategies into one cohesive plan.
Her professional expertise is complemented by her MBA in Financial Services and CERTIFIED FINANCIAL PLANNER® designation, as well as real-life experience that shapes how she supports clients through opportunities and transitions. Sharon is known for building genuine relationships grounded in trust, helping clients gain clarity and confidence so they can make informed decisions and move forward with purpose.
She is passionate about empowering women to take control of their financial futures and is committed to giving back to her community through meaningful engagement and support.
In her spare time, you’ll find Sharon enjoying golf, playing pickleball, and spending time with her children.
Betty Hildebrand, PFP
Senior Wealth Advisor
For more than two decades, Betty has helped successful business owners, professionals, executives, and retirees navigate complex financial decisions and life's most important transitions with confidence.
Her work goes beyond managing investments. She helps clients navigate the complexities that come with building, preserving, and transferring wealth—from retirement and business succession to tax-efficient planning and legacy considerations. Whether a client is preparing to sell a business, retire, receive an inheritance, or simplify a complex financial picture, her role is to bring clarity, structure, and confidence to the process.
Holding the Personal Financial Planner (PFP®) designation since 2007, Betty believes the most effective financial advice begins with understanding the person behind the portfolio. Every recommendation is built around a comprehensive understanding of clients' goals, values, family dynamics, and long-term vision.
Financial planning is rarely just about money. It is about family, security, opportunity, and the freedom to make choices with confidence. Betty helps clients see the bigger picture, understand the trade-offs involved in important decisions, and create a plan that supports the life they want to live.
Outside the office, you'll usually find Betty cheering on her children from the sidelines of a rink or court, running with her Weimaraner, or planning her family's next adventure.
Richard Sales, CFP®, CLU, CHS, RRC, CEA
Senior Wealth Advisor
With over 25 years of experience in business and financial services, Richard is a seasoned professional in helping affluent individuals and families build, preserve, and transfer wealth. As a CERTIFIED FINANCIAL PLANNER® professional and holder of multiple industry designations, Richard’s approach is centered on providing comprehensive wealth strategies that balance tax optimization, retirement planning, estate structuring, and cash flow management.
Richard specializes in creating personalized financial plans that address the unique challenges of high-net-worth families, from tax-efficient wealth accumulation to securing legacies for future generations. His experience in complex financial situations ensures that clients can navigate life’s financial complexities with confidence.
